How to Save Money Tips towards Gaining Financial Independence

Every now and then, it’s smart to be aware of your finances. Sure, this is a food and health blog but having great finances will help your overall wellbeing. There are studies after all that relate money issues with health issues.

Every dollar saved is a step towards successful wealth building. Saving money is an integral part of reaching financial freedom. Following how to save money tips begins your journey to financial success.

It is said that to be able to finance your current lifestyle several years from now, you should be setting aside 70 to 90 percent of your current income. This is where utilizing money saving tips becomes important. Before you spend another dollar take a look at these tips on how to save money.

One of the best money saving tips is to spend less. It may be easier said than done but putting aside the money you don’t spend for your little luxuries, may just bring you closer to your dream of financial freedom. Reevaluate the things you spend for and assess where you can save more money.

Setting up a personal or a family budget is another tip on how to save. When you have a budget established, you can concretely see the inflow and outflow of cash which makes it easier to control spending and start saving. With a budget, you are able to highlight how money is used, set limits on spending, and seriously make saving a priority.

An essential how to save money tip is to spend for your savings meaning include savings in your list of spending making it a habit to set aside a particular amount in your budget for your savings. Start saving a specific amount of money regularly whether on a monthly or a weekly basis. Soon enough without even noticing it, your savings will grow more than you have imagined.

  Reducing your debt is a guaranteed how to save money tip. It is a fact that people who have debt spend half of their income paying off the interest of the money owed. Eliminate debts created by mortgages, loans, and credit cards by paying the full amount required as much as possible to avoid getting stuck in the cycle of debt.

Another saving money idea is to be a smart shopper. Buying from farmers’ market where everything is fresh and cheap rather than in grocery stores where goods are cold and pricey may give you a significant amount of savings when done consistently. Shopping in bulk is also an excellent money saving tip because you don’t only spend less on food but you are able to prepare your meals ahead with the advance of having available food on emergencies.

A smart buyer eats in rather than eats out. Just imagine that a regular bill in a restaurant for one meal for four people can feed the same four people for three complete meals for three days. Not only will you save money from eating in but you are assured of a healthy meal each time for your family.

Part of being a smart consumer is shopping during certified sale seasons. Take advantage of huge discounts on clothes, shoes, and accessories during sale seasons because you are able get quality purchases at half its original price. Shopping during sales will give you so much extra savings.

The ultimate how to save money tip is having discipline and determination to actually set money aside for your future. Securing your financial future requires you to save money consistently at every opportunity possible. Remember than every dollar saved is a dollar invested towards your financial independence.

Pineapple Ginger Smoothie

This smoothie is easy to make, just whip up it in a blender and you’ll have this delicious smoothie.

pineapple ginger smoothieIngredients

  • 1 1/2 cups diced fresh pineapple
  • 1 banana
  • 1/2 cup Greek yogurt (kefir)
  • 1 Tbsp. grated fresh ginger
  • 1/2 cup ice
  • 1/2 cup pineapple juice or water


  1. Combine all the ingredients in a blender and blend fully until smooth and serve chilled. Tip: add a pinch of ground cinnamon for a twist!


Tuna Casserole

This delicious tuna casserole is easy and quick to prepare. Try making this recipe for the whole family to enjoy!

Tuna CasseroleIngredients

  • 1 (10 ounce) can peas, drained
  • 1 (9 ounce) can tuna, drained
  • 1 (10.75 ounce) can condensed cream of mushroom soup
  • 1 (7.25 ounce) package macaroni and cheese mix


  1. Cook the macaroni and cheese mix according to their instruction packages. Add the peas, cream of mushroom soup and tuna. Mix it well and heat until bubbly.


Smoothie Bars with Kefir

This tasty & nutritious bars is perfect for an afternoon treat, kids will definetly love them!

Smoothie Bars with KefirIngredients

  • 3-4 strawberries
  • 1/2 lrg banana
  • 1/2 cup blueberries
  • 1 scoop protein powder
  • 1/2 cup Lifeway kefir or yoghurt


  1. Combine all the ingrients in a food processor and blend until fully smooth. Pour the mixture into popsicle molds and freeze at least 4hrs.


Chicken Curry

I learned this dish during my stay in Malaysia early this year. I was browsing for a mobile wifi or credit loading site for my Malaysian trip and saw that food post on their blog. Once I got there I tried all sorts of different foods. Exotic for me but they all taste so natural and yummy to me. I can’t wait to get back there. For now, I’ll need to find a local way to satisfy my Malaysian craving.

Try this creamy stew with a mild curry flavor, cooked with coconut milk, potatoes and chicken.


  • 1/2 Ground Black peppercorns
  • 1 Whole Meduim onion sliced
  • 1 1/2Cup Celery slicely thin
  • 1 1/2Cup Red or green bell peppers sliced
  • 3 Whole Meduim potatoes slice in cubes
  • 1 Can 14oz coconut milk
  • 1 Tbsp Fish sauce
  • 1 Clove Garlic crashed
  • 1 Whole Chicken skinless and cut into cubes


  1. Fry the potatoes and set aside. Fry the chicken and set aside.
  2. Saute into pan the garlic, onion and ginger. Add the fried chicken, fish sauce, and curry powder.
  3. Add water and allow to simmer until the chicken is tender. Add-in the red bell pepper, celery, and pan fried-potato then simmer for 5 minutes.
  4. Mix in the coconut milk and mix well and simmer for another 5 mins.


Banana and Pumpkin Smoothie with Kefir

Start your day with drinking this healthy smoothie. It’s simple and easy to prepare.

banana pumpkin smoothieIngredients

  • 1 cup kefir
  • ½ cup pumpkin puree
  • ½ teaspoon vanilla
  • 1 medium banana
  • 1 tablespoon sugar
  • 1 ½ tablespoon honey


  1. Combine in a food processors all the ingredients and blend fully until smooth.