How to Save Money Tips towards Gaining Financial Independence

Every now and then, it’s smart to be aware of your finances. Sure, this is a food and health blog but having great finances will help your overall wellbeing. There are studies after all that relate money issues with health issues.

Every dollar saved is a step towards successful wealth building. Saving money is an integral part of reaching financial freedom. Following how to save money tips begins your journey to financial success.

It is said that to be able to finance your current lifestyle several years from now, you should be setting aside 70 to 90 percent of your current income. This is where utilizing money saving tips becomes important. Before you spend another dollar take a look at these tips on how to save money.

One of the best money saving tips is to spend less. It may be easier said than done but putting aside the money you don’t spend for your little luxuries, may just bring you closer to your dream of financial freedom. Reevaluate the things you spend for and assess where you can save more money.

Setting up a personal or a family budget is another tip on how to save. When you have a budget established, you can concretely see the inflow and outflow of cash which makes it easier to control spending and start saving. With a budget, you are able to highlight how money is used, set limits on spending, and seriously make saving a priority.

An essential how to save money tip is to spend for your savings meaning include savings in your list of spending making it a habit to set aside a particular amount in your budget for your savings. Start saving a specific amount of money regularly whether on a monthly or a weekly basis. Soon enough without even noticing it, your savings will grow more than you have imagined.

  Reducing your debt is a guaranteed how to save money tip. It is a fact that people who have debt spend half of their income paying off the interest of the money owed. Eliminate debts created by mortgages, loans, and credit cards by paying the full amount required as much as possible to avoid getting stuck in the cycle of debt.

Another saving money idea is to be a smart shopper. Buying from farmers’ market where everything is fresh and cheap rather than in grocery stores where goods are cold and pricey may give you a significant amount of savings when done consistently. Shopping in bulk is also an excellent money saving tip because you don’t only spend less on food but you are able to prepare your meals ahead with the advance of having available food on emergencies.

A smart buyer eats in rather than eats out. Just imagine that a regular bill in a restaurant for one meal for four people can feed the same four people for three complete meals for three days. Not only will you save money from eating in but you are assured of a healthy meal each time for your family.

Part of being a smart consumer is shopping during certified sale seasons. Take advantage of huge discounts on clothes, shoes, and accessories during sale seasons because you are able get quality purchases at half its original price. Shopping during sales will give you so much extra savings.

The ultimate how to save money tip is having discipline and determination to actually set money aside for your future. Securing your financial future requires you to save money consistently at every opportunity possible. Remember than every dollar saved is a dollar invested towards your financial independence.

Pineapple Ginger Smoothie

This smoothie is easy to make, just whip up it in a blender and you’ll have this delicious smoothie.

pineapple ginger smoothieIngredients

  • 1 1/2 cups diced fresh pineapple
  • 1 banana
  • 1/2 cup Greek yogurt (kefir)
  • 1 Tbsp. grated fresh ginger
  • 1/2 cup ice
  • 1/2 cup pineapple juice or water

Instructions

  1. Combine all the ingredients in a blender and blend fully until smooth and serve chilled. Tip: add a pinch of ground cinnamon for a twist!

Enjoy!

Tuna Casserole

This delicious tuna casserole is easy and quick to prepare. Try making this recipe for the whole family to enjoy!

Tuna CasseroleIngredients

  • 1 (10 ounce) can peas, drained
  • 1 (9 ounce) can tuna, drained
  • 1 (10.75 ounce) can condensed cream of mushroom soup
  • 1 (7.25 ounce) package macaroni and cheese mix

Instructions

  1. Cook the macaroni and cheese mix according to their instruction packages. Add the peas, cream of mushroom soup and tuna. Mix it well and heat until bubbly.

Enjoy!

Smoothie Bars with Kefir

This tasty & nutritious bars is perfect for an afternoon treat, kids will definetly love them!

Smoothie Bars with KefirIngredients

  • 3-4 strawberries
  • 1/2 lrg banana
  • 1/2 cup blueberries
  • 1 scoop protein powder
  • 1/2 cup Lifeway kefir or yoghurt

Instructions

  1. Combine all the ingrients in a food processor and blend until fully smooth. Pour the mixture into popsicle molds and freeze at least 4hrs.

Enjoy!

Chicken Curry

I learned this dish during my stay in Malaysia early this year. I was browsing for a mobile wifi or credit loading site for my Malaysian trip and saw that food post on their blog. Once I got there I tried all sorts of different foods. Exotic for me but they all taste so natural and yummy to me. I can’t wait to get back there. For now, I’ll need to find a local way to satisfy my Malaysian craving.

Try this creamy stew with a mild curry flavor, cooked with coconut milk, potatoes and chicken.

OLYMPUS DIGITAL CAMERAIngredients

  • 1/2 Ground Black peppercorns
  • 1 Whole Meduim onion sliced
  • 1 1/2Cup Celery slicely thin
  • 1 1/2Cup Red or green bell peppers sliced
  • 3 Whole Meduim potatoes slice in cubes
  • 1 Can 14oz coconut milk
  • 1 Tbsp Fish sauce
  • 1 Clove Garlic crashed
  • 1 Whole Chicken skinless and cut into cubes

Instructions

  1. Fry the potatoes and set aside. Fry the chicken and set aside.
  2. Saute into pan the garlic, onion and ginger. Add the fried chicken, fish sauce, and curry powder.
  3. Add water and allow to simmer until the chicken is tender. Add-in the red bell pepper, celery, and pan fried-potato then simmer for 5 minutes.
  4. Mix in the coconut milk and mix well and simmer for another 5 mins.

Enjoy!

Banana and Pumpkin Smoothie with Kefir

Start your day with drinking this healthy smoothie. It’s simple and easy to prepare.

banana pumpkin smoothieIngredients

  • 1 cup kefir
  • ½ cup pumpkin puree
  • ½ teaspoon vanilla
  • 1 medium banana
  • 1 tablespoon sugar
  • 1 ½ tablespoon honey

Instructions

  1. Combine in a food processors all the ingredients and blend fully until smooth.

Enjoy!

Calamaris with Garlic Mayonnaise

This crispy calamaris is quick, easy and definitely worth the effort. Dip into creamy garlic mayonnaise.

Calamaris with Garlic MayonnaiseIngredients

  • 2 tablespoons cornflour
  • 4 tablespoons semolina
  • 500 grams frozen squid (tubes and tentacles)
  • 250 ml groundnut oil
  • 2 teaspoons Old Bay seasoning (or 1 teaspoon salt & 1 teaspoon Paprika)

* for the garlic mayonnaise

  • ½ clove garlic
  • 100 grams best-quality mayonnaise (preferably organic)

Instructions

  1. In a saucepan, heat the oil while it’s warming up, cut into 1cm/half inch rings the squid.
  2. Put into a plastic freezer bag the cornflour, semolina and seasoning. Add the squid rings and tentacles and then toss to coat.
  3. Fry the squid until it gets into golden crunchiness. Fry the squids by batch.
  4. Into the mayonnaise, crush the garlic, stir to mix, and then serve alongside with the fried squid.

Enjoy!

Weight Loss Methods via Memories

weight loss methodsThis is it, the idea that is going to launch eleventyjillion books. And no, I don’t really care if there are a hundreds upon hundreds of weight loss methods unleashed out there—this is the winner. After this idea is unveiled, nay, unleashed the effectiveness of it will be such that fat will be struck from the dictionary.

So I figure most everyone who feels the need to trim down has memories of shame, be it an uncle calling you a whale or your mom cutting her eyes at you as you took another piece of cake. Memories that as much as you want to block out will never really go away. This system capitalizes on that.

It’s very simple. All you have to do is revive particularly sharp memories every time you feel like you want to cut yourself a piece of cheesecake. While it seems almost too effortless, there is some work that has to be done in order for it to be effective.

For one thing, you need to make it so that each memory can be so potent, so poisonous that it brings unbridled tears to your eyes. Make sure to include embellishments such as laughter that might not have really been there and taunting akin to bigotry. This is sure to make the shame feel almost like paralysis.

When done correctly, this technique can work better than any weight loss methods known before it. Why? Simple, everyone has felt shame—everyone knows the embarrassment that comes from having this particular feeling inflicted upon you.

Shame is one of the few emotions that can make people feel so unworthy of life and that is exactly what makes this technique different from other weight loss methods. It capitalizes on feelings—an easily ignored component in a person’s bid to lose the pounds. It’s a veritable land mine!

There are some factors that can make this particular modus operandi even more effective. For instance, you can hire one or two people to taunt and sneer at you when you even think about eating, and maybe another person to rip copies of weight loss methods as they are ineffective. Actually, the latter may just be for me.

weight loss methodsAlso, it can also be ideal to have a video camera present to record a memory while it is in progress. You can watch as your prom date looks at you uncomfortably as you dig into your second helping, you can relive the moment when the boy next door gives you excuse after excuse when you ask him out. Fun!

So remember, the steps are fairly easy. Let your shame fester and take over all parts of your life, remember these memories when you feel the compulsion to eat, cry yourself to sleep. Those are basically the only things you need to become thin and loved.

Don’t waste your time looking over weight loss methods—they secretly want to make you fatter than you already are. As for me, I’ll wait for the money to roll in. Good luck, fatties!

Key Obesity Solutions

obesity solutionsIn a recent conference tackling the obesity epidemic, a good point was made on the cause of obesity: unhealthy and sugary food long existed before the problem, why is it such a big deal now? Good question. Also, a good jump off point for thinking up possible obesity solutions.

The statement is absolutely correct—sugary treats and fast food existed before obesity blew up, why are we only now pointing fingers? Perhaps it has something to do with the shift in societal roles. In fact, there is a fair chance that obesity solutions rest on that concept.

For one thing, as a society obsessed with a culture of convenience and rapid service, we have sacrificed authenticity for speed. Why is fast food popular? Because it is convenient and takes under an hour to procure and consume.

Another reason, in as much as it pains me to say it, is the decline of family values. Nowadays, everyone in the family has so much going on individually that the thought of having a homemade meal is sometimes too much to bear. Clearly, nutrition (and nutrition education) has suffered from this.

obesity solutionsAlso, in a working class family with individual schedules, the familiar refrain seems to be “who has the time to actually be making food?” How sad that in a bid for living comfortably, we have forgotten the importance of living well. Obesity solutions should also stem from that recognition.

So, what should we do in order to make concrete resolutions? Well, we should start from the most basic—learn to slow down. It seems to me that the culture of faster-is-better gets in the way of knowing real food from food-like products.

By taking the time to also look at our priorities, maybe we could shift the paradigm of living wealthy/ living healthy. In many different ways, your kids look up to you for clues on how they should, as well as should not, live their lives. By being as much of a helpful example, ups the chances of them making correct choices in nutrition (and life in general, of course).

If the public would only demand that the food companies bring healthier, affordable meals to the table, I’m sure that results are bound to follow. By refusing to eat crap, we can collectively tell off multinational companies that the subpar fare just isn’t cutting it anymore. Demand to be heard, people, demand!

It all boils down to this, the times have changed and so should we. It’s time we took control of our lives by beating down obesity with common sense. I mean, genetic reasons for your health can only be repeated for so long—aren’t you tired of blaming your genes for your weight?

Obesity solutions start when we take a critical look at ourselves. As modern epidemics go, I can confidently say that obesity is at par with smoking when it comes to denying one has a problem and continuing to kill yourself a little more every day. But I am hopeful, and I think that with proper and constant attention to the problem, it can definitely be worked out.

A Brief Guide to Nutrition Labels

Wouldn’t it be cool if you knew exactly what you were getting every time you wanted to eat something that wasn’t made from your home? Like a way of knowing how much this can of corn is going to make you strong and whatnot? Oh wait, there is a way—it’s called nutrition labels.

“Exactly how rad are nutrition labels?” you may be asking. Quite rad, my friend, quite rad; because these babies describe exactly how much calories, protein, carbohydrates and what-have-yous are in the yoghurt you are now holding. Yes, it’s like fortune telling except for food!

Now, believe it or not, these labels can actually help you throughout your day. Hey, don’t look at me like I’m a crazy person—it’s true! Nutrition labels can help you determine just how much you want a spoon peanut butter in your mouth when you just brushed your teeth—I know, a real lifesaver right?

nutrition labelsBut how exactly does it do that? Can it talk, will it sing about your indecision, will it calm you in a soothing voice as you make your choice? No, not exactly.

But before you shake your head in dismissal, hear me out: nutrition labels have serving size information as well as the nutritional value of the food you are about to eat! It’s shocking, I know, but they also have calories, vitamins, etc. percentage which is set against how much a person needs in one day as opposed to just how much is in there. Thus, making your choice to eat a spoonful of peanut butter completely irrelevant because there’s so much information all up in there!

And as if your mind hasn’t been blown enough yet, nutrition labels are so awesome that they also come with different perks. Like some labels will give you suggestions as to how you can be healthier with your food intake while others have fun, amazing facts about the food you’re eating. How completely thoughtful is that?

Another thing, nutrition labels are also on most food products you buy so you can be comforted by their all-knowing presence. But what to do if there isn’t one of these genius labels on your favourite food? Well, boycott that food because they should have.

In America, companies are required by law to have nutritional labels on every food product along with health benefit claims. I’m convinced that this is how it should be in all nations. I mean, who can live without the awareness that this bubble gum has 2% of your daily sugar allowance?

In what kind of world is it allowed to have people eat pickles even if they don’t know its carbohydrate content? What kind of society can ignore the pleas for sodium information in a peanut snack packet? A thoroughly uncool world, I tell you, thoroughly uncool.

So rally around your favourite foods and make sure they have nutrition labels—it’s for their own good. Read the labels and feel humbled by the fact that you and this food product have now bonded. Nutrition labels—they can change your life.